I received the phone call last Thursday, 6th June from our finance broker telling me that the bank had done the valuation and have formally approved our loan.
We have since received our mortgage documents in the mail....my gosh! SO MUCH PAPER! To be honest I have found it a bit overwhelming to start sifting through and am only going to attempt now, after writing this blog...just waiting for the caffeine to sink in.
I was deciding whether to find a solicitor to check over the documents or just source answers to the questions I need myself from specialists - we have gone somewhere in the middle and arranged a meeting with our finance broker tomorrow to discuss all the sections and sign them.
I have really done my research, I know what to look out for and I will not be holding back on any questions...it helps having a few friends in the business too!
Welcome to the world of mortgage debt! Yep...that's us!